How do I create a Morgan Stanley account?
Go to morganstanley.com/online and select “Create a Username” and enter your information. * Choose a Username and Password, then confirm your preferred email address.There are no minimum balance requirements or account maintenance fees associated with the account (other fees may apply), and a client's interaction with Morgan Stanley will be primarily through electronic communications and online resources.Go to www.morganstanley.com/online, select “Create Username” and enter your identification information. Verify your identity and protect your online security by answering security questions and entering a registration code. Choose a Username and Password, then enter and confirm your preferred email address.

How much money do you need for Morgan Stanley Private Bank : The Max-Rate Checking Account earns a higher APY than the Checking Account. It requires no minimum opening deposit, though account holders must maintain an average balance of at least $5,000 to avoid a $15 monthly fee.

Can I open up an account online

Generally, yes. You can open a checking account online in just a few minutes with an online bank or credit union or with traditional banks and credit unions that offer online banking and checking accounts. The funds in your new account may take a few days to process, though.

Is Morgan Stanley a bank account : Morgan Stanley Bank is most known for its investment and wealth management services, but it also offers checking and savings accounts through its Morgan Stanley Private Bank division. To open a new account, you will actually apply through E-Trade, which was acquired by Morgan Stanley in 2020.

You may select from our comprehensive suite of managed account programs, which are designed for various levels of investment experience and sophistication, with asset minimums that start as low as $5,000.

In fact, 97% of our clients say they are satisfied with the firm, and 98% are satisfied with how their Morgan Stanley Financial Advisor handles questions and requests. And, nine in 10 Morgan Stanley clients surveyed say they felt prepared financially for the COVID-19 crisis. What's next

Can I open a bank account at Morgan Stanley

Morgan Stanley Bank is most known for its investment and wealth management services, but it also offers checking and savings accounts through its Morgan Stanley Private Bank division. To open a new account, you will actually apply through E-Trade, which was acquired by Morgan Stanley in 2020.For general account or technical support, you may contact us by telephone utilizing the following options: For assistance with Morgan Stanley accounts: 1 (888) 454-3965 (toll free) or +1 (801) 902-6997 (Outside the U.S.)Apply online. Yes, it is true, you can open a Savings Account All you really need is your mobile number, to initiate the process. In fact, the procedure does not vary much. You simply upload your form and documents online, instead of going to the bank yourself.

Can I open a bank account without going into the bank Yes, you can open a bank account online without ever going into a bank branch. With an online bank or account, you mostly manage your money through the bank's website and mobile app, though you can often call customer support for additional help.

How to transfer money to Morgan Stanley account : Write a check payable to yourself, then log into your Morgan Stanley Mobile app. In the sidebar Menu, you'll see “Deposits”. Once in the Deposits menu, you can take a picture of the front and back of the check to get it deposited into your account. Please do NOT endorse the back of the check.

Is Morgan Stanley fee based : In our investment advisory programs, you generally pay an asset-based fee, charged monthly in advance, based on the total value of the assets in your account at the end of the previous month.

What is the minimum deposit for Morgan Stanley

Rates and Fees

Bank Yields Premium Savings Account Checking
Monthly fees No monthly account fees No monthly account fees
Minimum opening deposit $02 $02
FDIC Insurance At least $500,0003 At least $250,000


Morgan Stanley is a member of SIPC. SIPC protects client net claims up to $500,000, of which up to $250,000 may be uninvested cash. Note that SIPC coverage does not protect investors against securities fraud, as it only protects client assets in the event of brokerdealer insolvency.Designed as a modern alternative to banking, providing more value, more protection, and a seamless digital experience. You can benefit from unlimited ATM fee rebates worldwide, complimentary Identity and Credit Protection from Experian®, plus more. You must be a Morgan Stanley client to open an account.

Is Morgan Stanley in Europe : Morgan Stanley is a true global citizen, with offices and employees around the world.